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#include <iostream>
#include <cmath>
#include <iomanip>
using namespace std;
float getPrice();
float getTradeIn(float);
float getDownPayment(float, float);
float getInterestRate();
float calcMonPayment(float, float, int[]);
void displayLoanSchedule(float, float, float, float, float, int[],float[]);
int main()
{
int noMonths[] = { 12, 24, 36, 48, 60 };
float monPayment[5] = { 12, 24, 36, 48, 60 };
float price, tradeIn, downPayment, annualIntRate;
cout << "************************************************************************************************************";
cout << endl;
cout << "Welcome!This program will assist you in choosing the best payment option here at Honest Dave's." << endl;
cout << "Please have the price of your new vehicle, trade-in of your of old vehicle, and your down payment amount ready for input.";
cout << endl;
cout << "************************************************************************************************************";
price = getPrice();
tradeIn = getTradeIn(price);
downPayment = getDownPayment(price, tradeIn);
annualIntRate = getInterestRate();
float annualIntPercent = annualIntRate * 100.0;
float loanAmt = price - downPayment - tradeIn;
float monIntRate = annualIntRate / 12.0;
*monPayment=calcMonPayment(loanAmt, monIntRate, noMonths);
displayLoanSchedule(price, tradeIn, downPayment, loanAmt,annualIntPercent, noMonths, monPayment);
return 0;
}
float getPrice()
{
float price;
do
{
cout << endl;
cout << "What is the price of the vehicle you wish to purchase ?" << endl;
cout << endl;
cin >> price;
cout << endl;
if (price < 75.00 || price > 48500.00)
cout << "Your amount is invalid. Please enter a dollar amount greater than $75.00 and less than $48,500.00.";
cout << endl;
} while (price < 75.00 || price > 48500.00);
return price;
}
float getTradeIn(float price)
{
float tradeIn;
do
{
cout << endl;
cout << " Please input the value of your trade in:";
cout << endl;
cin >> tradeIn;
cout << endl;
if (tradeIn < 0 || tradeIn>price)
cout << " Please enter a price greater than $0 and less than purchase price.";
cout << endl;
} while (tradeIn <0 || tradeIn>price);
return tradeIn;
}
float getDownPayment(float price, float tradeIn)
{
float downPayment;
do
{
cout << endl;
cout << "Please enter your down payment amount" << endl;
cin >> downPayment;
cout << endl;
if (downPayment < 0 || downPayment > price - tradeIn)
cout << "Please enter a value between $0 and the price of your new vehicle." << endl;
cout << endl;
} while (downPayment < 0 || downPayment >= price - tradeIn);
return downPayment;
}
float getInterestRate()
{
float annualIntRate;
do
{
cout << "Please enter the current interest rate: " << endl;
cout << "Ex: 15 percent = 0.15" << endl;
cin >> annualIntRate;
cout << endl;
if (annualIntRate < 0 || annualIntRate > 0.30)
cout << "Your annual interest rate should be greater than 0 and less that 0.19.";
cout << endl;
} while (annualIntRate < 0 || annualIntRate > 0.30);
return annualIntRate;
}
float calcMonPayment(float loanAmt, float monIntRate, int* noMonths)
{
float monPayment[]={12,24,36,48,60};
for (int i; i<5; i++)
{
monPayment[0]= (loanAmt * monIntRate) / (1.0 - (pow)(1 + monIntRate, -1 * (noMonths[i])));
}
return *monPayment;
}
void displayLoanSchedule(float price, float tradeIn, float downPayment, float loanAmt, float annualIntPercent, int noMonths[],float *monPayment)
{
cout << endl;
cout << endl;
cout << " Honest Dave's Used Cars ";
cout << endl;
cout << "Vehicle price " << setw(15) << fixed << setprecision(2) << "$" << price << endl;
cout << "Trade in value " << setw(14) << fixed << setprecision(2) << "$" << tradeIn << endl;
cout << "Down payment " << setw(16) << fixed << setprecision(2) << "$" << downPayment << endl;
cout << endl;
cout << endl;
cout << "Loan amount " << setw(17) << fixed << setprecision(2) << "$" << loanAmt << endl;
cout << endl;
cout << "Annual interest rate" << setw(11) << fixed << setprecision(1) << annualIntPercent << "%" << endl;
cout << endl;
cout << "Monthly payment options";
cout << endl;
for (int i ; i <5; i++)
{
cout << noMonths[i] << " Months" << setw(17) << fixed << setprecision(2) << "$ " << monPayment[i] << endl;
}
cout << "" << endl;
}
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